Take CONTROL in 2019: Review your super strategy in light of the NEW concessional contributions catch-up provision

by Brett Cribb, Financial Adviser; Steve Nicholas, Financial Adviser; & James Marshall, Financial Adviser

2018/19 is the first financial year you may be able to boost your superannuation balance by carrying forward unused superannuation concessional contributions cap amounts. Part of the Government’s superannuation reforms, this ‘catch-up’ measure offers greater flexibility and it may help you to top up your super savings – significantly!

If you wish to take financial CONTROL in 2019, NOW is the time to review your super strategy in light of the new concessional contributions catch-up provision. Having financial strategies in place is essential for achieving your financial and lifestyle goals… and having the freedom to enjoy life.

Here we explain how the catch-up provision works and how to check your eligibility. Continue reading “Take CONTROL in 2019: Review your super strategy in light of the NEW concessional contributions catch-up provision”

Our client-focused approach to emerging technologies

by Brett Cribb, Financial Adviser

It’s 6pm and you’ve got a quick question for your financial adviser but at this time of day, all you can do is email to arrange an appointment. Imagine a scenario where you don’t have to schedule a meeting or wait for your next financial review. Instead, you simply speak your question into a phone app which securely delivers back to you a personalised answer a minute or so later.

This type of interaction, where new technology directly benefits clients, is of particular interest to the team at Stratus. Continue reading “Our client-focused approach to emerging technologies”

How to Protect the Entire Family #3 Plan early for aged care

by Financial Advisers Brett CribbSteve Nicholas and James Marshall

 

Financial planning that aims to build the current and future wealth and prosperity of the whole family must encompass the needs of everyone: children, parents, and grandparents. When financial planning is considered an intergenerational family obligation that spans all generations – young to old – then the whole family can not only gain wealth but protect it from unforeseen circumstances.

Continue reading “How to Protect the Entire Family #3 Plan early for aged care”

How to Protect the Entire Family #2 Make the most of all your superannuation opportunities

by Financial Advisers Brett CribbRoss MunroSteve Nicholas and James Marshall

 

When financial planning is considered a whole family obligation that spans all generations and encompasses the needs of everyone: children, parents and grandparents, then the whole family can not only gain wealth, but protect it from unforeseen circumstances.

While estate planning matters are certainly important for the end of life, it is financial preparedness during life that helps the collective family wealth to survive should adversity affect any member of the family.

So far in this series we have considered how a family approach to insurance can protect the wealth of the whole group. In this article, we explore the role of superannuation in creating wealth across multiple generations. Continue reading “How to Protect the Entire Family #2 Make the most of all your superannuation opportunities”

How to Protect the Entire Family #1 Consider insuring all family members that can be insured

by Financial Advisers Brett Cribb, Ross Munro, Steve Nicholas and James Marshall

 

In this series of articles on How to Protect the Entire Family, we consider what you can do in three key areas – insurance, super, aged care – to help build and protect the wealth of your family across generations.

Preparing a Will and an Enduring Power of Attorney are standard estate planning considerations for the end of life. However, it is just as important to be financially prepared during life, so that the wealth of the entire family can survive any adversity that may affect a member of the family. Continue reading “How to Protect the Entire Family #1 Consider insuring all family members that can be insured”