Take CONTROL in 2019: How to manage your CASH FLOW

by Steve Nicholas, Financial Adviser

If you would prefer a less stressful life where you have more choices, greater opportunities, clarity about your future and the confidence to live your best life and provide the best for those you love, then it’s time to take CONTROL of your financial situation. In this and future articles, my colleagues and I will show you how…

Having financial strategies in place for your cash flow, insurance, super, savings, debt management and estate planning is the essential foundation for achieving your financial and lifestyle goals… and having the freedom to enjoy life.

Here’s how to take control of your cash flow. Continue reading “Take CONTROL in 2019: How to manage your CASH FLOW”

Downsize and SUPERSIZE your retirement savings

by Brett Cribb, Financial Adviser

While it’s common to downsize the family home when you retire, thanks to legislative changes that came into effect on 1 July 2018, downsizing to supersize your retirement savings has taken on a whole new meaning.

The ‘downsizer measure’ could enable you to boost your retirement savings by up to $300,000 each using proceeds from the sale of your family home, and enjoy the tax savings available in the super environment.

Continue reading “Downsize and SUPERSIZE your retirement savings”

Avoid unnecessary complexities for the people you love

by Ross Munro, Financial Adviser

If you want the best financial outcome for your family and loved ones in the event of your death, you need to plan ahead. Your assets, superannuation and potential insurance benefits could add up to a significant inheritance for your beneficiaries, but without advice, you could leave unwanted tax complications for the ones you love. Continue reading “Avoid unnecessary complexities for the people you love”

The basics of testamentary trusts

By guest writer Ian Hillhouse, Hillhouse Legal Partners

What is a testamentary trust?

A testamentary trust is established when a testator leaves assets to their spouse and/or their children (or other beneficiaries) by way of a trust in their Will, rather than to the beneficiaries in their personal capacities. A Will can establish any number of testamentary trusts. Continue reading “The basics of testamentary trusts”