The First Home Super Saver Scheme will help you save faster for your first home

by Financial Advisers Brett Cribb, Steve Nicholas & James Marshall

If your goals include purchasing your first home, the new First Home Super Saver Scheme (FHSSS) is well worth your consideration. The FHSSS allows individuals to make voluntary superannuation contributions with the ability to withdraw them (plus associated earnings) for the purchase of their first home later.

The FHSSS offers tax benefits when using superannuation as the investment vehicle when saving for the deposit for your first home. Continue reading “The First Home Super Saver Scheme will help you save faster for your first home”

Take CONTROL in 2019: Personal wealth a cornerstone to healthy ageing

by Brett Cribb, Financial Adviser; Steve Nicholas, Financial Adviser; & James Marshall, Financial Adviser

Business owner

‘It’s not the years in your life that count, it’s the life in your years.’
Abraham Lincoln

Taking control in 2019 means funding your superannuation adequately.

Are you a business owner who is not making regular superannuation contributions for yourself? If so, you could be compromising your personal prosperity and depriving yourself of an essential component of happy and healthy ageing. Continue reading “Take CONTROL in 2019: Personal wealth a cornerstone to healthy ageing”

Take CONTROL in 2019: Review your super strategy in light of the NEW concessional contributions catch-up provision

by Brett Cribb, Financial Adviser; Steve Nicholas, Financial Adviser; & James Marshall, Financial Adviser

2018/19 is the first financial year you may be able to boost your superannuation balance by carrying forward unused superannuation concessional contributions cap amounts. Part of the Government’s superannuation reforms, this ‘catch-up’ measure offers greater flexibility and it may help you to top up your super savings – significantly!

If you wish to take financial CONTROL in 2019, NOW is the time to review your super strategy in light of the new concessional contributions catch-up provision. Having financial strategies in place is essential for achieving your financial and lifestyle goals… and having the freedom to enjoy life.

Here we explain how the catch-up provision works and how to check your eligibility. Continue reading “Take CONTROL in 2019: Review your super strategy in light of the NEW concessional contributions catch-up provision”

Are you compromising your personal prosperity by not making regular superannuation contributions for yourself?

by Brett Cribb, Financial Adviser

It’s common for business owners to pay everyone else and reinvest profits back into their business before paying themselves a regular wage AND superannuation. It’s important to understand that short changing yourself can have significant consequences for your future prosperity as well as significant CGT implications should you decide to sell your business. Continue reading “Are you compromising your personal prosperity by not making regular superannuation contributions for yourself?”

7 steps to financial success

by Steve Nicholas, Financial Adviser

As you move through different phases of your life, it’s important to revisit your financial strategies including your insurances, super strategies, savings and cash flow, debt management and estate planning needs. Doing so could make an enormous difference to your long-term financial situation.

Our 7 steps to financial success  can help you stay on track and achieve your financial and lifestyle goals so you can focus on enjoying life. Continue reading “7 steps to financial success”